Life Insurance with Disabilities and Health Conditions

At Strickland Life Insurance Company, we specialize in providing life insurance solutions for those with disabilities or serious health conditions who need more than basic final expense coverage. We are committed to helping individuals manage their insurance needs, regardless of their health status.

We have Life Insurance solutions with coverage up to $2 million for individuals with one or more of the following health conditions:

  • Anxiety and Depression over long periods of time

  • Autoimmune Diseases

  • Blood Disorders

  • Cancer

  • Cholesterol Issues

  • Chronic Pain Conditions (Including Long Term Pain Medication And Fibromyalgia)

  • COPD

  • Diabetes with Insulin

  • Gastrointestinal Diseases

  • Heart Conditions

  • High Blood Pressure

  • HIV/AIDS

  • Kidney Disease

  • Liver Disease

  • Mental Health Conditions

  • Neurological Disorders

  • Obesity

  • Organ Transplants

  • Pain Medication Over Long Period Of Time

  • Pulmonary Conditions

  • Stroke

  • Substance Abuse

Types of Life Insurance for Disabled Individuals

Options vary depending on the severity of the disability.

Term Life Insurance

Provides coverage for a specified term with flexible and affordable premiums. It guarantees a payout if something happens during the policy term.

Permanent Life Insurance

Offers lifelong coverage and builds cash value that can be borrowed against or used as collateral.

Final Expense Insurance

Designed for individuals aged 50 and older, this policy covers funeral and medical expenses.

Final Expense Insurance

Designed for individuals aged 50 and older, this policy covers funeral and medical expenses.

Simplified Issue Insurance

Provides limited coverage quickly with no medical exam, only a health questionnaire.

Guaranteed Issue Insurance

Offers coverage without medical exams or health questions, though premiums are higher and coverage amounts are lower.